How It Works

The DebtCleanse System

1

Sign up for a DebtCleanse plan

Click here to choose your debt solution.

2

Register your debts on DebtCleanse

Upload all of your unaffordable bills to DebtCleanse.com.

We’ll show you how to track everything online to give you the best possible chance to settle your debts, or eliminate them completely.

If you are unable to pay your debts, the longer your creditors have to wait for your money the more desperate they’ll get. Eventually, they may settle for pennies on the dollar, or even give up completely.

3

Stop paying your unaffordable debts

This step may be the easiest and, out of necessity, you may have already stopped paying your bills. That's fine.

For others, this may be the first time in your life you have not paid a bill on time. This may cause discomfort.

Realize, however, that you will not be able to make deals to settle your unaffordable debts at big discounts until you are behind on payments, so a little discomfort now will pay off in the long run. This step may damage your credit and lead to loss of assets, but also may be your key to a debt free future.

4

Follow the DebtCleanse process

Complete each step in the guided DebtCleanse system to settle all types of debts at discounts (or not pay some at all.)

5

Stockpile cash

Set aside as much money as you can so that you can settle your debts with lump sum payments.

We’ll show you how to safely (and legally) keep your assets protected from your creditors.

When your creditors are eventually willing to negotiate, you’ll be ready with cash on hand to settle your debts.

6

Find deficiencies to build your case

Deficiencies are the errors, omissions and outright blunders creditors often make.

We’ve identified 134 common deficiencies you may be able to use to your advantage. You can use them to help settle a debt, or fight in court.

Deficiencies may make the difference between paying it all back – or watching it all go away.

7

Dispute your debts

Did you know that, according to a Federal Trade Commission study, debt buyers lack complete documents on nearly half of all disputed debts?

If they can’t prove you owe the debt, it’s much harder for them to collect. That’s why disputing your debts can help stack the odds in your favor.

DebtCleanse gives you simple word-for-word letters you can use to assert your rights and defend yourself against creditors.

8

Legal help is just a call away

When you need legal assistance, take advantage of your monthly 1-on-1 call with a plan attorney. One 30-minute call plus a document review of up to 10 pages per month is included in all plans.

If you engage the attorney to represent you, you also save 25% off their legal fees. Find a DebtCleanse lawyer to level the playing field so you can assert your rights and defend yourself against creditors.

9

Negotiate on your terms

Follow the step-by-step instructions to make a settlement that’s in your best interest.

Even if a creditor refuses to negotiate and hits you with a lawsuit, you’ll be ready.

Following the DebtCleanse steps prepares you with knowledge of your rights, tools, and a solid paperwork trail. We'll be with you every step of the way so when the time comes you’ll be ready to fight — and win.

Track your debts


Track your debts in an easy-to-use dashboard
  

Generate letters


Use online tools to take control of your journey out of debt
  

Share your story


Trade notes and exchanges ideas with people who are in your shoes
  

Contact attorneys


Connect with an attorney who is motivated and ready to help you
  

Cleanse your debt


The path to a debt free life may be long, but we are with you the whole way

Find Your Solution


Join Our Community

You are not alone: tens of millions of Americans are burdened with unaffordable debt.

Sign up for a free account and access our community of like-minded individuals that have been where you are.

The free account includes access to the Q&A forum and our debt tracker, and it’s easy to upgrade whenever you are ready for more support.

Contact Us

  

DebtCleanse will launch in early 2019
Get ready to start your debt-free life

  • Monthly
  • Annual
Sign up for annual billing and receive two months free

Personal Plan

$29.99/ mo
Join the Waitlist
  • Help and support tools for your personal debts
  • One attorney consultation a month
  • One document review a month (documents not to exceed 10 pages)
  • 25% savings on additional legal fees
  • Personalized debt tracking tools
  • User accounts for yourself, your spouse, and dependents up to 21 years of age
  • Unlimited access to community forums

Small Business Plan

$49.99/ mo
Join the Waitlist
  • Help and support tools for your business debts
  • One attorney consultation a month
  • One document review a month (documents not to exceed 10 pages)
  • 25% savings on additional legal fees
  • Personalized debt tracking tools
  • Multiple user accounts
  • Unlimited access to community forums

Personal Plan

$299/ Year
Join the Waitlist
  • Help and support tools for your personal debts
  • One attorney consultation a month
  • One document review a month (documents not to exceed 10 pages)
  • 25% savings on additional legal fees
  • Personalized debt tracking tools
  • User accounts for yourself, your spouse, and dependents up to 21 years of age
  • Unlimited access to community forums

Small Business Plan

$499/ Year
Join the Waitlist
  • Help and support tools for your business debts
  • One attorney consultation a month
  • One document review a month (documents not to exceed 10 pages)
  • 25% savings on additional legal fees
  • Personalized debt tracking tools
  • Multiple user accounts
  • Unlimited access to community forums

Don’t have the budget but still want to join DebtCleanse?

You can sign up for a free account! The free account includes access to the Q&A forum and our debt tracker. And it’s easy to upgrade whenever you are ready for more support.

Join the waitlist!

Don’t want to wait any longer to tackle your debt? Contact Us
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Get ready to start your debt-free life

  • Monthly
  • Annual

Personal Plan

$29.99/ mo
Join the Waitlist
  • Help and support tools for your personal debts
  • One attorney consultation a month
  • One document review a month (documents not to exceed 10 pages)
  • 25% savings on additional legal fees
  • Personalized debt tracking tools
  • User accounts for yourself, your spouse, and dependents up to 21 years of age
  • Unlimited access to community forums

Small Business Plan

$49.99/ mo
Join the Waitlist
  • Help and support tools for your business debts
  • One attorney consultation a month
  • One document review a month (documents not to exceed 10 pages)
  • 25% savings on additional legal fees
  • Personalized debt tracking tools
  • Multiple user accounts
  • Unlimited access to community forums

Personal Plan

$299/ Year
Join the Waitlist
  • Help and support tools for your personal debts
  • One attorney consultation a month
  • One document review a month (documents not to exceed 10 pages)
  • 25% savings on additional legal fees
  • Personalized debt tracking tools
  • User accounts for yourself, your spouse, and dependents up to 21 years of age
  • Unlimited access to community forums

Small Business Plan

$499/ Year
Join the Waitlist
  • Help and support tools for your business debts
  • One attorney consultation a month
  • One document review a month (documents not to exceed 10 pages)
  • 25% savings on additional legal fees
  • Personalized debt tracking tools
  • Multiple user accounts
  • Unlimited access to community forums

Don’t have the budget but still want to join DebtCleanse? (57)

You can sign up for a free account! The free account includes access to the Q&A forum and our debt tracker. And it’s easy to upgrade whenever you are ready for more support. (173) Sign up for a free account
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