How It Works

The DebtCleanse System

1

Get A DebtCleanse Plan

Contact Us

2

Register your debts on DebtCleanse

Upload all of your unaffordable bills to DebtCleanse.com. We’ll show you how to track everything online to give you the best possible chance to settle your debts, or eliminate them completely. If you are unable to pay your debts, the longer your creditors have to wait for your money, the more desperate they’ll get. Eventually, they may settle for pennies on the dollar. Or even give up completely.

3

Stop Paying Your Unaffordable Debts

This step may be the easiest and, out of necessity, you may have already stopped paying your bills. That's fine. For others, this may be the first time in your life you have not paid a bill on time. This may cause discomfort. However, as time passes, not paying will become easier. Realize that you will not be able to make deals to settle your unaffordable debts at big discounts until you are behind on payments, so a little discomfort now will pay off in the long run. This step may damage your credit and lead to loss of assets, but also may be your key to a debt free future.

4

Follow DebtCleanse Steps

Guided process to settle all types of debts at discounts (or not pay some at all)

5

Stockpile Cash

Set aside as much money as you can so that you can settle your debts with lump sum payments. We’ll show you how to safely (and legally) keep your assets protected from your creditors. When your creditors are eventually willing to negotiate, you’ll be ready. You’ll have cash on hand to settle your debts.

6

Find Deficiencies to Build Your Case

Deficiencies are the errors, omissions and outright blunders creditors often make in their records. We’ve identified 134 common deficiencies you may be able to your advantage. You can use them to help settle a debt, or fight in court. Deficiencies may make the difference between paying it all back – or watching it all go away.

7

Dispute Your Debts

Did you know that, according to a Federal Trade Commission study, debt buyers lack complete documents on nearly half of all disputed debts? If they can’t prove you owe the debt, it’s much harder for them to collect. That’s why disputing your debts can help stack the odds in your favor. DebtCleanse gives you simple word-for-word letters you can use to assert your rights and defend yourself against creditors.

8

Legal Help Just A Call Away

When you need legal assistance, take advantage of your monthly 1-on-1 call with a plan attorney. One 30-minute call plus a document review of up to 10 pages is included in all plans. If you engage the attorney to represent you, you also get 25% off legal fees. By providing access to affordable legal help, we are leveling the playing field so you can assert your rights and defend yourself against creditors.

9

Negotiate on Your Terms

Follow the step-by-step instructions to make a settlement that’s in your best interest. Even if a creditor refuses to negotiate and hits you with a lawsuit, you’ll be ready. Following the DebtCleanse steps prepares you with knowledge of your rights, tools, and a solid paperwork trail. You’ll be ready to fight — and win.

Get the book today!


A guide of simple step-by-step
instructions to get out of debt.
Get a copy of the book


Don’t have the budget but still want to join DebtCleanse?

You can sign up for a free account! The free account includes access to the Q&A forum and our debt tracker. And it’s easy to upgrade whenever you are ready for more support.

Contact Us

Don’t want to wait any longer to tackle your debt? Contact Us

The DebtCleanse Difference

Get Free Tools to Help Eliminate Your Debts

  •  Download 24 printable letters to creditors that may put the negotiating power back in your hands. Just print, sign and mail.
  • Build valuable leverage over your creditors with hundreds of tools that will assist you in determining whether companies who are attempting to collect debts from you are doing so validly.

Save Your Stuff, Your Family, and Your Life

  • Learn how to protect your assets. You may be able to save your car from repossession or fight foreclosure – and win.
  • You may be able to turn the tables on your creditors. Your creditors might even have to pay you!

Stash Away Money and Get Your Life Back

  •  Streamline your paperwork. Reduce your legal costs. Learn how to potentially eliminate taxes on forgiven debt.
  • Find out how you can put away money safely. You may be able to make large purchases again – even with bad credit.

In Our Community, You’re Never Alone

  • Find out how others fare in their pursuits of debt-free lives, share your experiences, and see how your creditors are responding to others trying to settle.
  • Connect with others to gain support, join class-action lawsuits, organize debt strikes, and more.

Stop your creditors from hassling you.

DebtCleanse helps turn things around. You can even look for ways to get your debts dismissed without having to pay anything.

Start your debt-free life today

  • Monthly
  • Annual

Personal Plan

$29.99/ mo
Learn More
  • One attorney consultation a month
  • Suite of personalized debt tracking tools
  • Unlimited access to community forums

Small Business Plan

$49.99/ mo
Learn More
  • Multiple monthly consultations with an attorney
  • Suite of personalized debt tracking tools
  • Multiple user accounts
  • Unlimited access to community forums

Personal Plan

$299/ Year
Learn More
  • One attorney consultation a month
  • Suite of personalized debt tracking tools
  • Unlimited access to community forums

Small Business Plan

$499/ Year
Learn More
  • Multiple monthly consultations with an attorney
  • Suite of personalized debt tracking tools
  • Multiple user accounts
  • Unlimited access to community forums

Don’t have the budget but still want to join DebtCleanse?

You can sign up for a free account! The free account includes access to the Q&A forum and our debt tracker. And it’s easy to upgrade whenever you are ready for more support.

Contact Us

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Start your debt-free life today

  • Monthly
  • Annual

Personal Plan

$29.99/ mo
Learn More
  • One attorney consultation a month
  • Suite of personalized debt tracking tools
  • Unlimited access to community forums

Small Business Plan

$49.99/ mo
Learn More
  • Multiple monthly consultations with an attorney
  • Suite of personalized debt tracking tools
  • Multiple user accounts
  • Unlimited access to community forums

Personal Plan

$299/ Year
Learn More
  • One attorney consultation a month
  • Suite of personalized debt tracking tools
  • Unlimited access to community forums

Small Business Plan

$499/ Year
Learn More
  • Multiple monthly consultations with an attorney
  • Suite of personalized debt tracking tools
  • Multiple user accounts
  • Unlimited access to community forums

Don’t have the budget but still want to join DebtCleanse? (57)

You can sign up for a free account! The free account includes access to the Q&A forum and our debt tracker. And it’s easy to upgrade whenever you are ready for more support. (173) Sign up for a free account

Provide your full name and email address and we’ll send you a copy of the book.